Lesley Fair, Senior Attorney, Division of Consumer and Business Education, FTC
For many people, buying a franchise has proven to be a good choice, but like any other financial decision, there is no one-size-fits-all answer to the question “Is a franchise right for me ?” Buying a franchise involves a major financial outlay and owning one often requires an “all in” lifestyle commitment. If you’re thinking about whether your future could be in a franchise, follow the FTC Business Blog for a series we’re calling Franchise...
Ari Lazarus, Consumer Education Specialist, FTC
You’ve probably heard the news — federal student loan repayments are starting again in October. But scammers might try and tell you they can help you avoid repayment, lower your payments, or get your loans forgiven — for a price. Here’s how to spot and avoid these scams.
Gema de las Heras, Consumer Education Specialist, FTC
Figuring out the full extent of Hurricane Idalia’s damage could take weeks or even months. But we already know that scammers will follow the path of the storm and try to take advantage of people doing their best to recover. While storms are unpredictable, there are ways to spot the tactics these scammers use — even if they change some of the details — so, read on. As you focus on cleaning up, rebuilding, and getting back on track, learn more...
Larissa Bungo, Senior Attorney
Scammers are at it again, this time pretending to be “Sheriff’s deputies” and threatening to arrest doctors, physician assistants, and nurses for missing a court date. So how do you spot this scam? The scam begins with a phone call from someone who says they’re a Sheriff’s deputy. He’ll say you missed a court date where you were supposed to give expert testimony. His tone is urgent, and he says you’ll be arrested unless you pay a fine — in cash...
Kira Krown, Consumer Education Specialist, FTC
What’s one of the best ways to spot a scam? Know how scammers tell you to pay. Scammers want you to pay them in ways that are hard to trace and hard to get your money back: like through a gift card, wire transfer, payment app, or cryptocurrency. Here, we’ll focus on that last one — cryptocurrency — and how to avoid cryptocurrency-related scams.
Cristina Miranda, Consumer Education Specialist, FTC
Did someone tell you to buy a gift card and give them the numbers? That’s a scam. Your money was gone the moment you gave someone those gift card numbers. But now, some gift card companies might be able to get your money back.
Ari Lazarus, Consumer Education Specialist, FTC
If you made payments to Ameritech for what you thought was your student loan, you may be getting a refund soon. Today, the FTC and DOJ are sending more than $9 million in refunds to people who lost money to this scheme. Think you might be eligible? Read on for information on what to do. Ameritech employees tricked people into thinking they qualified for federal student loan and forgiveness programs. In reality, the illegal up-front fees (up to...
Colleen Tressler, Division of Consumer and Business Education, FTC
Wind-driven wildfires are causing devastation to the Hawaiian island of Maui. Nobody knows how long it will take to recover from the destruction, but we do know it won’t be long before scammers start trying to cash in. As the smoke begins to clear, here’s some advice to help you spot, avoid, and report disaster-related scams.
Royal Rose, Intern, Division of Consumer & Business Education, FTC
You’ve found it: A listing for the perfect off-campus apartment. The rental agent told you to send a security deposit by wiring money. Sound fishy? That’s because it is. But can you spot other rental listing scams — before you pay?